CREDIT INSURANCE

At Ahura Insurance, we help businesses protect one of their most vulnerable assets — their trade receivables. When you extend credit to buyers, you take on the risk of non-payment. Credit insurance ensures that a buyer default, insolvency, or political disruption does not derail your cash flow or threaten your business stability. We work with specialist credit insurers to design policies that empower you to trade with confidence, both domestically and internationally.

What is Credit Insurance?

Credit insurance, also known as trade credit insurance or debtor insurance, protects businesses against the risk of non-payment by their customers. When a buyer fails to pay due to insolvency, prolonged default, or political risks in their country, the insurer compensates the seller for the covered loss. Credit insurance is particularly valuable for exporters, manufacturers, distributors, and financial institutions that operate on open account terms. Ahura Insurance helps you assess your buyer risk and select the most appropriate credit insurance structure. 

Benefits of Credit Insurance

• Protection against buyer insolvency, default, and protracted non-payment
• Coverage for both domestic and export trade receivables
• Improved access to bank financing and working capital against insured receivables
• Supports confident expansion into new markets and customer segments
• Credit limit monitoring and buyer risk intelligence from the insurer
• Dedicated Ahura support for claims notification and recovery assistance